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Spending crypto on eGift cards, explained.

How crypto gift cards work, what to send on which network, why regions matter, how the wallet, KYC and bank withdrawals fit together — with pictures and flow charts. Every answer reflects the live system.

What is a crypto gift card?

What is a crypto gift card?

A crypto gift card is a normal digital gift card — the same code the brand issues for Steam, Amazon, PlayStation or Uber — that you pay for with cryptocurrency instead of a bank card. What changes is the payment rail, not the card.

GiftPayZo sits in the middle: it takes your crypto, confirms it on-chain, and hands you the code.

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Who is GiftPayZo for?

Anyone holding crypto who wants to spend it at ordinary merchants without selling on an exchange first — and anyone with an unused gift card who wants its value back as wallet balance or a bank transfer. GiftPayZo serves customers worldwide; every card page states the region it is issued for.

How buying works, step by step
  1. Pick a brand, value and region.
  2. Choose a cryptocurrency at checkout — the exact amount and network are shown.
  3. Send the payment; the order updates itself as the network confirms.
  4. The code lands in My orders and your inbox within 30 seconds of confirmation.

Paying with crypto

Which cryptocurrencies can I pay with?

Checkout accepts 25+ coin and network options through Coinavex, our own secure checkout, including Bitcoin, Ethereum, Solana, XRP, USDT and USDC on several chains, BNB, Litecoin, Dogecoin, Bitcoin Cash and Tron. Each asset has its own hub with network notes.

All supported assets

Which network should I choose?

The asset matters less than the network. Stablecoins on Tron, Solana or Base confirm in seconds and cost cents — the best route for small orders. Bitcoin on mainnet waits for a block (roughly 10–20 minutes) and its fee floats with congestion. Ethereum mainnet gas can exceed the price of a small card; use an L2 or a stablecoin instead.

Never mix networks: USDT-TRC20 and USDT-ERC20 are different tokens on different chains. Pick the network first, then copy the address.

PICK ASSETPICK NETWORKCOPY ADDRESSSEND EXACT
What happens after I send the payment?

Three states, in order: detected (the transaction is visible), paid (the required confirmations arrived), delivered (the code is attached to your order). The order page moves through them on its own — no refresh, no ticket needed. You get an e-mail at each step.

DETECTEDPAIDDELIVERED
My payment is pending / I underpaid / the window closed

Pending: the network has not confirmed yet; nothing is lost, the order waits. Underpaid: the order stays unpaid and no code is issued — send your transaction ID to support and it is reconciled against the order. Window closed: if the transaction lands after the payment window, the order is re-quoted at the current rate rather than cancelled.

Crypto payments are irreversible, so always send the exact amount on the network shown.

Delivery, regions and redemption

How fast is delivery?

In-stock codes are released within 30 seconds of the network confirming your payment, to your account and your e-mail. Supplier-issued codes follow the moment the supplier returns them. Delivery is measured from confirmation, so a stablecoin on a fast chain is the quickest end-to-end route.

Why is my gift card region locked?

Gift cards are issued by the brand as a liability in a specific currency for a specific legal entity — Amazon UK, Sony US, and so on. The code is a claim on that entity's balance system, so a US-issued code has no record on a UK store. It is not a block GiftPayZo controls; it is how the brand's accounting works. That is why every product page has a region selector — match it to the account you will redeem on.

REGIONISSUED CARDYOUR ACCOUNT
How do I redeem a code?

Follow the redemption steps on the product page (shown again with the delivered code): usually enter the code on the brand's website or app under "redeem" or "gift card". The balance appears in your account with that brand. Redeem promptly and keep the code inside your GiftPayZo account rather than forwarding it around.

Can I get a refund?

Codes cannot be "un-issued" once revealed and crypto payments cannot be reversed, which is why the review screen shows everything before you send. The refund policy covers codes that fail verification; a card bought for the wrong region is not covered. Underpayments and mis-sent networks are handled case by case with the transaction ID.

Discounts, wallet and referrals

How do the automatic discounts work?

Tiers apply by order size at checkout — no code needed: 5% from $20, 10% from $250. Promotional balance and promo codes stack on top, and the final price is always shown before you pay. Each 48-hour offer round restarts automatically when it ends.

See live deals

ORDER SIZETIER APPLIED+ BALANCE+ PROMO CODE
How does the GiftPayZo wallet work?

Your wallet holds real balance (top-ups, refunds, gift-card sale earnings) and gift-card credit (the $5 welcome credit, referral rewards and the $200-milestone bonus). Real balance can be spent on any order or withdrawn; gift-card credit is spendable only on gift cards of $50 or more and is never withdrawable. Top-ups are 1:1 — add $50, get $50.

How does Refer & Earn work?

Share your personal link from Refer & earn. When your friend spends $200, $10 lands in your wallet and $10 in theirs — as many friends as you like.

Crypto to bank & KYC

How do I withdraw crypto to my bank account?

Load your wallet with any supported cryptocurrency, verify your identity once, then withdraw real balance to your bank account — processed in about 5 minutes, no deduction on transfer. The bank form adapts to your country: UPI or IFSC in India, routing number in the US, sort code in the UK, IBAN across Europe and the Gulf, and so on.

Step-by-step guide

Why do I need KYC, and what does it involve?

Buying gift cards never needs verification. Withdrawing to a bank does, once — it is how GiftPayZo meets anti-money-laundering rules and protects your payout from being claimed by someone else. Upload one government photo ID from Profile & security; a person reviews it and you get an e-mail with the result.

What bank details do you need in my country?

The form asks only for what your country's domestic transfer system uses: India UPI ID or account + IFSC · US ABA routing + account · UK sort code + account · EU/UK/Gulf IBAN (+ BIC) · Australia BSB · Canada transit + institution · Mexico CLABE · Brazil PIX or agência/conta · Nigeria NUBAN · Kenya M-PESA or bank · Philippines bank or GCash/Maya · other countries SWIFT + account/IBAN. Details are stored encrypted and shown only to the payout team.

Selling gift cards

Can I sell an unused gift card?

Yes. Choose the brand on the Sell page, pick the card's country and currency, enter only the details that card carries (a receipt is optional), review the estimated wallet credit and submit. After review the credit lands in your GiftPayZo wallet — our target is within 24 hours of submission — and you can then withdraw to a bank account or crypto wallet from Wallet. The deduction for each card is shown on the estimate before you submit.

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Why was my card rejected?

Codes that are already redeemed, partially used, region-mismatched or fail the balance check are declined — verification protects buyers and sellers alike. You are told the reason in My sales.

Security & support

How is GiftPayZo secured?

Every page runs over 256-bit SSL. Gift-card codes are stored AES-256 encrypted and released only to the account that paid. Payments run through Coinavex, our own secure checkout, and are matched to your order automatically on the blockchain; GiftPayZo never asks for wallet keys. Fraud Shield runs device, velocity and identity checks; two-factor authentication and device history are available in your profile.

How can I contact support?

Use the Support button on any page or the contact page to open a ticket. Replies come by e-mail and under Support tickets in your account, 24/7.

More questions

How does the 5% discount work?
Every gift card on GiftsByCrypto is priced at 5% below its face value. A $100 Steam card costs $95 — no hidden fees, no service charges. The discount is applied automatically at checkout.
What is a crypto gift card?
It is a normal digital gift card — the same code the brand issues — that you pay for with cryptocurrency instead of a bank card. You redeem it exactly like any other gift card for that brand.
How do I pay with crypto?
At checkout you choose a coin (USDT, BTC, LTC, ETH and more). We generate a unique payment address and exact amount for your order. Send the payment, and your codes are delivered automatically after the network confirms it — usually within minutes.
How do I buy a gift card with Bitcoin?
Open the card, choose a value and region, go to checkout and pick Bitcoin. GiftPayZo shows an address and the exact amount; once the network confirms your payment the code appears in your account and in your email.
How fast do I receive my gift card?
Instantly after your crypto payment confirms. Codes are emailed to the address you provide and are always available in My Purchases.
Can I pay with USDT?
Yes. USDT on TRC20, ERC20, BEP20, Polygon and Solana is accepted alongside Bitcoin, Ethereum, Solana, BNB, Litecoin and more. Select the network on the checkout screen before you send.
How does selling my gift card work?
Submit your card code (and PIN if it has one) with its face value. Our team verifies the balance within 24–48 working hours. You are paid face value minus a 10% fee — credited when your card sells, or within 72 hours guaranteed, because if it has not sold by then we buy it ourselves.
How quickly will my digital gift card arrive?
In-stock codes are released the moment the network confirms your payment. Delivery is measured from confirmation, so a stablecoin on a fast chain is the quickest route.
When can I withdraw my money?
Sale credits become withdrawable 24 hours after they are credited. You can withdraw to any crypto wallet (you give us the address, we send the funds) or to a bank account. You can also spend your balance directly on gift cards.
Are gift cards region restricted?
Most are. Each product page shows the region and currency the card is issued for, and you choose it before paying. A card issued for one country will usually not redeem on another country's store.
What if a card I bought does not work?
Report it from My Purchases within 24 hours of delivery. We verify the claim and issue a replacement or a full refund. Every card is balance-verified before it is listed, so this is rare.
Can I use a gift card immediately after delivery?
Yes — as soon as the code is in your account you can redeem it on the brand's website or app, following the redemption steps shown on the product page.
Is it safe to sell my card here?
Yes. Your code is encrypted the moment you submit it and is never shown publicly. But note: using or sharing a code after you submit it is fraud, is detected when the buyer redeems, and results in reversal and a permanent ban.
Can I sell an unused gift card?
Yes. Choose the brand on the Sell page, submit the code and details, and once it is verified the payout is credited to your GiftPayZo wallet, which you can spend or withdraw.
Which cryptocurrencies do you accept?
USDT (TRC20 and BEP20), Bitcoin, Litecoin, and Ethereum at launch. USDT on TRON is the cheapest and fastest option.
How does the GiftPayZo wallet work?
Your wallet holds real balance (from top-ups, sold cards and referrals) and promotional balance (welcome credit). Real balance can be spent on orders or withdrawn; promotional balance is spendable on qualifying orders.
Do I need to verify my identity?
Email and phone verification are enough to buy up to $500/month and sell up to $200/month. Higher limits and bank withdrawals require ID verification. This keeps the platform safe for everyone.
How do promotional discounts work?
Automatic tiers apply at checkout based on your order size — no code needed. If a promo code is active you can also enter it on the checkout page and the new total is shown before you pay.
Which countries do you support?
GiftsByCrypto is worldwide. Crypto withdrawals work everywhere; bank withdrawals are currently available for India with more countries coming.
What happens if my payment is pending?
Your order waits for the network confirmation. Nothing is lost — as soon as the transaction confirms, fulfilment continues automatically. If the payment window closes first, the order is re-quoted rather than cancelled.
What happens if my payment fails or is underpaid?
The order stays unpaid and no code is issued. If you sent less than the quoted amount, contact support with the transaction ID and we reconcile it against the order.
How does KYC work for withdrawals?
Withdrawing balance to a bank account requires one-time identity verification: upload a government ID from your profile, wait for review, and withdrawals unlock once approved.
How can I contact support?
Use the Support button on any page or the contact page to open a ticket. Replies come by email and in your account under Support tickets.

Still stuck?

Open a ticket from any page — replies come by e-mail and in your account, 24/7.